About Us

Protecting Futures

We have years of insurance experience helping clients prepare for the unknown. Ask us about:

  • Home
  • Auto
  • Farm
  • Flood
  • Life
  • Financial Planning
  • Commercial 

We can access many different insurance products so you can get the right one for you.

Assessing Need

Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.


Building Relationships

Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.

Our Team

Richard Binau

Richard Binau was born and raised in Upper Sandusky, Ohio.  In 1975 he graduated from the University of South Florida with a Bachelor's degree in Business Finance.  It was at this time he was hired by the Huntington National Bank of Woodville, Ohio, where he worked for 10 years securing the rank of Assistant Vice President.  In 1986 he left that position to pursue a career in the insurance industry.  He opened a Property & Casualty Agency in Fremont, Ohio, and he became a Series 7 Securities licensed Investment Advisor with New England Life and New England Securities.

A member of Rotary Club International since 1988, Dick has been honored as a Paul Harris Fellow, and served as the Club President from 2011 to 2012.  He currently serves on the Economic Development Board at the Hayes Presidential Museum and Libraries, and is a past finance committee chair for Hayes United Methodist Church in Fremont, and former Fremont YMCA board member.

Richard and his wife Pam have 2 daughters and 4 grandchildren.  In his spare time he enjoys playing golf and bridge, working out and in his yard, spending time with his family and their families, and the Ohio State Buckeyes.  

Pamela Binau

Pam, Dick's wife, has been licensed and worked in the business since 1986.  She taught English at Vanguard Vocational Center and Communications at Terra Community College prior to working in the insurance industry.  Pam graduated from Upper Sandusky High School and earned a Bachelor's degree in English and Journalism from Bowling Green University. 

Crystal Nyomo

Crystal was born and raised in the Clyde, Ohio.  She obtained her property and casualty license in October of 2001.  She started working at Binau Insurance Agency as an agent and CSR in October of 2003.  She recently graduated from Terra Community College with and Associates degree in Business Management.  

Crystal lives with her 2 sons and 2 puppies in Clyde, Ohio.  

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Contact Us

Contact Us for a Free Assessment

Office Numbers

(419) 332-1868 or (419) 332-0062


Emergency Numbers

(419)680-8393 or (419)680-8391

Binau Insurance Agency

800 Croghan St, Fremont, OH 43420, US

(419) 332-1868 or (419) 332-0062

Hours

Monday - Friday: 9am - 5pm

Saturday: By appointment

Sunday: Closed

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